[ by Melanie Gretchen ] Capital One, which plans a $9 billion takeover of ING Direct, was disappointed by the Federal Reserve Board last week, when it announced a last-minute postponement of its closed door meeting.  The meeting and vote on the proposed deal is rescheduled for today, Monday. While no explanation was given for the delay - Capital One says Fed officials attributed the delay to "scheduling problems" - NYTimes reporter Ben Protess speculates that the unusual delay may indicate dissent among the Fed governors.  Capital one needs support from a majority of the 5 governors for the deal to go through.  Consumer groups that oppose the deal hit the Fed with about 100 phone calls on Wednesday;  the delay buoyed their hopes the Fed was leaning toward rejecting the takeover. The take-over. In June, Capital One agreed to pay $6.2 billion in cash for Dutch bank ING's online banking business in the U.S.  In addition, it would issue $2.8 billion worth of new shares of ING, which would give it a 9.9% stake.  The vote now is scheduled for today, Monday. Opposition to the takeover included community bankers and consumer advocates arguing that it will create another "too big to fail" banking giant, as the deal will transform Capital One, currently not in the top 10, into the fifth-largest bank by deposits.  Capital One argues that, unlike big banks on Wall Street, it only engages in basic lending and deposit business. By Dodd-Frank. Under the Dodd-Frank regulatory overhaul, the Fed will weigh whether a bank merge would pose systemic risks to the economy, in which case it can block deals that are likely to cause more harm than good.  Earlier last week, it voted to approve a deal between the Hana Financial Group and the Korea Exchange Bank, by e-mail. For more details, go to [NYTimes, 2/9/12].